Terms and Conditions for West Capital Mortgage

Last updated: May 7th, 2024

Welcome to www.westcapitalmortgage.ca. These terms and conditions outline the rules and regulations for the use of West Capital Mortgage's Website, located at

www.westcapitalmortgage.ca.

By accessing this website we assume you accept these terms and conditions. Do not continue to use www.westcapitalmortgage.ca if you do not agree to take all of the terms and conditions stated on this page.

1. The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice, and all Agreements:

"Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company, West Capital Mortgage. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Canada. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they, are taken as interchangeable and therefore as referring to same.

2. Cookies

We employ the use of cookies. By accessing www.westcapitalmortgage.ca, you agreed to use cookies in agreement with the West Capital Mortgage's Privacy Policy.

3. License

Unless otherwise stated, West Capital Mortgage and/or its licensors own the intellectual property rights for all material on www.westcapitalmortgage.ca. All intellectual property rights are reserved. You may access this from www.westcapitalmortgage.ca for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  1. Republish material from www.westcapitalmortgage.ca
  2. Sell, rent, or sub-license material from www.westcapitalmortgage.ca
  3. Reproduce, duplicate or copy material from www.westcapitalmortgage.ca
  4. Redistribute content from West Capital Mortgage

4. This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. West Capital Mortgage does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of West Capital Mortgage, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, West Capital Mortgage shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

5. Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  1. Government agencies;
  2. Search engines;
  3. News organizations;
  4. Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  5. Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

6. iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

7. Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

8. Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

9. Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

10. Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  1. Limit or exclude our or your liability for death or personal injury;
  2. Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  3. Limit any of our or your liabilities in any way that is not permitted under applicable law; or
  4. Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

11. ​​Mortgage Calculator Disclaimer

The information provided by the Mortgage Calculator on the West Capital Mortgage website is for general informational and educational purposes only. All calculations performed by this tool are estimates and are meant to provide you with a guide to potential mortgage payments and terms. These are not to be construed as exact and are not guaranteed.

Please note that the calculator assumes interest rates and other costs, which may change over time and might not include all fees such as legal fees, land transfer taxes, and other closing costs. Your actual payment, rate, and costs could be higher. Get a more precise and personalized estimate by contacting one of our mortgage specialists.

West Capital Mortgage does not accept any liability for any inaccuracies or errors in the calculations, nor for any actions taken in reliance on or as a result of the information derived from this tool. Before making any financial decisions or commitments, consult with a qualified professional to discuss your specific circumstances.

We recommend that you use the results from this calculator as a starting point and supplement this with additional research and professional advice. This tool does not serve as a substitute for professional financial advice nor does it replace the need for detailed consultation with a mortgage advisor.

By using the Mortgage Calculator, you acknowledge and agree to the terms outlined in this disclaimer.