About Us

Your Trusted Mortgage Partners

About West Capital mortgage

At WCM, we're more than just a mortgage brokerage – we're your dedicated partner in achieving your homeownership dreams. With a passion for personalized service and a commitment to excellence, we strive to make the mortgage process seamless and stress-free for every client.

Our team of experienced mortgage professionals brings a wealth of knowledge and expertise to the table, ensuring that you receive the guidance and support you need at every step of the journey. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance your current mortgage, we're here to help you navigate the complexities of the mortgage market with confidence. 

What sets us apart is our unwavering dedication to our clients' success. We take the time to understand your unique financial situation, goals, and preferences, allowing us to tailor our services to meet your specific needs. With access to a vast network of lenders and a deep understanding of the latest market trends, we're able to secure the most competitive rates and terms for our clients. 

But beyond the numbers, we're committed to building lasting relationships based on trust, integrity, and transparency. We believe that open communication and honest advice are the cornerstones of our business, and we're always here to answer your questions and address your concerns.

Whether you're ready to take the first step toward homeownership or simply want to explore your mortgage options, we invite you to contact us today. Let us show you why we're the trusted choice for all your mortgage needs.

WHY CHOOSE US

From applying to approval and beyond, we’re with you

Integrity

We prioritize honesty and transparency in all our interactions.

Accountability

We hold ourselves accountable to our clients and referral partners.

Client Centric

Putting our clients' needs first drives everything we do to help achieve their dream.

Collaboration

We work together with our clients to achieve their real-estate goals.

98%

Approval Rate

15 Day

Processing Time

500+

Managed Mortgages

4.9/5

Customer Rating
Mission, Vision + Values

Our Unwavering Values
Vision And mission

Our Mission

We help Canadians fund their dream homes and reach their real estate goals. 

We maintain high-trust relationships with our clients, business partners, team members, and community as we strive to be the mortgage company of choice for Canadians. We take the time to understand our client's diverse needs and leverage a well-developed network of lending partners to deliver tailored mortgage solutions that empower our clients to make the right decisions toward their short-term and long-term real estate goals. With West Capital Mortgage, our clients always have a trusted expert by their side. 

Our Vision

To be Canada’s premier mortgage company for financing and re-financing residential and commercial real-estate.  

Homeownership should be fast, transparent, and accessible for borrowers from all walks of life. We go above and beyond when guiding our clients through the mortgage process, ensuring they are rightly informed and connected to our well-developed network of lenders and referral partners, unlocking solutions you didn't even know existed. Be it your first home, investment property, construction mortgage, or commercial real estate, we focus on understanding your needs, circumstances, and life goals to find the right solution. These practices ultimately help us become the go-to name in the mortgage industry.

Our Values

Integrity - Honesty guides our actions; We do what's right for our clients.

Accountability - We establish the steps required for client success and always follow through.

Client-Centric - Our clients' dreams fuel our purpose; We put the people we serve first. 

Collaboration - We cultivate meaningful partnerships with our referral network, COIs, and business partners to drive client success.

Trust - We earn trust and foster lasting relationships by consistently delivering on promises.

Our process

Our process from application to approval

Navigating the mortgage journey can feel daunting, but with our streamlined process, we make it simple and stress-free. Here’s how we guide you every step of the way:

Initial Consultation

We start by getting to know you and understanding your unique financial situation and homeownership goals. This consultation helps us tailor our services to meet your needs.

Application Submission

Once you're ready to move forward, we assist you in completing your mortgage application accurately and efficiently. Our goal is to make the process as smooth as possible for you.

Application Processing

We manage the entire application process on your behalf, liaising with lenders and ensuring that all necessary documentation is submitted promptly and accurately.

Approval and Closing

Once your application is approved, we guide you through the final steps of the process, including signing the necessary paperwork and securing your mortgage funding.
With our reliable process and committed team, realizing your homeownership aspirations is within reach. Reach out to us today and embark on the journey towards your dream home with us by your side.
Our process

Our process from application to approval

Navigating the mortgage journey can feel daunting, but with our streamlined process, we make it simple and stress-free. Here’s how we guide you every step of the way:
Lending Partners

Our Leading Mortgage Lenders

A subsidiary of HSBC Holdings plc, HSBC Bank Canada extends many banking solutions to individuals, businesses, and institutions. Renowned for its global footprint and specialized proficiency, HSBC embodies international excellence in financial services.

Meridian is one of the largest credit unions in Canada, serving over 375,000 members. Founded in 2005 through the merger of two Ontario credit unions, Meridian has grown to become a leading financial institution with over 90 branches across the province.

Optimum Mortgage, a division of Canadian Western Trust and Canadian Western Bank Group, operates within the largest publicly traded Canadian bank in Western Canada, boasting combined balance sheet assets exceeding $18 billion.

Equitable Bank, a federally regulated Schedule I Bank with around $12 billion in assets, finances mortgages for both residential and commercial properties throughout Canada, reflecting its commitment to diverse real estate needs.

Home Trust offers a range of financial products, including mortgages, credit cards, and high interest deposit accounts. Founded in 1987, It is a leading mortgage lender in Canada, serving customers who may not meet the criteria of traditional banks.

The Canadian Home Income Plan (CHIP), a division of HomeEquity Bank, a federally regulated institution in Canada, specializes in reverse mortgages, offering homeowners aged 55 and above the opportunity to tap into their home equity without relocation.

First National, a major Canadian non-bank mortgage lender since 1988, offers diverse mortgage solutions nationwide, spanning residential and commercial sectors, featuring fixed and variable rates with flexible payment plans and much more.

Scotiabank, Canada's third-largest bank, boasts a long-standing legacy since 1832, with a notable global footprint. Renowned for pioneering mortgage and HELOC solutions, it stands as a leader in innovative financial services and much more.

Our Team

We turn your dreams into reality

With West Capital Mortgage, you have access to a team of advisors and specialists - each with their own unique set of experiences, accomplishments, and insights.
Client stories

Hear from Our Delighted Clients

"Refinancing our home with WCM was a breath of fresh air. The team was incredibly supportive, explaining each step clearly, and they managed to secure us a much lower rate that has made all the difference in our monthly budget. Truly grateful!"

"As a first-time homebuyer, I was pretty overwhelmed, but WCM made the process smooth and understandable. Their patience and expertise helped me find the perfect starter home within my budget. Highly recommend their team!"

"I can't thank WCM enough for helping us navigate the purchase of our second home. Their advisors were knowledgeable and responsive, ensuring we got the best deal possible. It’s been a fantastic experience from start to finish!"

"The professionalism at WCM is unmatched. They handled my mortgage transfer efficiently and saved me from a lot of potential headaches with their proactive approach. I am very impressed with their service."

"Thanks to WCM, I was able to tap into the equity of my home to fund my small business. Their tailored advice and quick processing helped me achieve my dreams much faster than I thought possible."

"The team at WCM is fantastic! They helped us refinance our mortgage and we were amazed by how straightforward they made the entire process. It’s clear they truly care about their clients’ needs."

"Investing in real estate felt daunting, but the advisors at WCM provided the guidance and confidence I needed to dive in. Their insight into the market dynamics and investment strategies was invaluable."

"WCM’s approach to handling my vacation home purchase was exceptional. Their detailed understanding of the market and dedication to finding the best mortgage product for me was beyond what I had expected."

"As someone who has dealt with various mortgage companies over the years, I can say WCM stands out for their integrity and commitment. They helped me consolidate my debts and refinance my home under much better terms."

"Switching my mortgage to WCM was a game-changer. The process was seamless, and the benefits were immediately noticeable. Their team’s expertise and genuine care for my financial well-being were evident throughout our interactions."

Blogs

Insights & Inspiration: Explore Our Blog

Take the Next Step Towards Property ownership

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