Investment Property Financing

Ready to grow your real estate portfolio?

Unlock Your Investment Potential and Property Financing Solutions with us!

Our investment property financing options can help you seize lucrative opportunities in the market. Whether you’re a seasoned investor or new to the game, our tailored solutions provide the flexibility and support you need to achieve your home goals.

With competitive rates and personalized guidance from our team of experts, navigating the complexities of investment property financing has never been easier. From single-family homes to multi-unit buildings, we’re here to help you make smart investment decisions and maximize your returns. Explore our range of financing options today and take the next steps towards building wealth through real estate.

Tools

Mortgage Payment Calculator

Unlock the power of informed decision-making with our Mortgage Payment Calculator. Estimate your monthly mortgage payments easily using our calculator, empowering you to plan your budget effectively.

your estimated payment will be:

$

  • Mortgage Amount:

    $

  • Interest Rate:

    %

  • Amortization:

  • Interest Cost for the term:

    $

  • Total Interest Cost:

    $

$0$2.5M+

your estimated payment will be:

$

  • Mortgage Amount:

    $

  • Interest Rate:

    %

  • Amortization:

  • Interest Cost for the term:

    $

  • Total Interest Cost:

    $

Our process

Process Tailored to Each Service

STEP 1

Understanding your Budget

Begin by assessing your financial situation. Calculate your total income, existing debts, and monthly expenses to determine how much you can afford for a mortgage payment. Remember to consider additional costs like property taxes, insurance, and maintenance.

STEP 2

Planning for down payment

Our specialists can help you calculate the down payment amount.

STEP 3

Getting Pre-Approved

Before starting your house hunt, consider getting pre-approved for a mortgage. This process involves a lender reviewing your financial information to determine the maximum amount they're willing to lend you.

STEP 4

Search for a home

Enlist the help of a qualified real estate agent. A knowledgeable agent can provide valuable insights, guide you through the buying process, and negotiate on your behalf.

STEP 5

Conducting Due Diligence

Once you’ve found the property you’re interested in, conduct inspection for any potential repairs, review strata documents (if applicable), research the property’s history and market value.

STEP 6

Understand your Mortgage Options

Reach out to a mortgage broker and discuss various mortgage options, interest rates, terms and payments to find the best fit for your financial situation and future plan.

STEP 7

Budgeting for Closing Costs

Don’t forget to budget for closing cost. Your mortgage broker can walk you through an estimated amount for closing cost which includes legal fees, land transfer taxes, title insurance and other miscellaneous expenses.

Our process

Process Tailored to Each Service

STEP 1

Initial Consultation

We start by getting to know you and understanding your unique financial situation and homeownership goals. This consultation helps us tailor our services to meet your needs.

STEP 2

Application Submission

Once you're ready to move forward, we assist you in completing your mortgage application accurately and efficiently. Our goal is to make the process as smooth as possible for you.

STEP 3

Application Processing

We manage the entire application process on your behalf, liaising with lenders and ensuring that all necessary documentation is submitted promptly and accurately.

STEP 4

Approval and Closing

Once your application is approved, we guide you through the final steps of the process, including signing the necessary paperwork and securing your mortgage funding.

Client stories

Hear from Our Delighted Clients

"Refinancing our home with WCM was a breath of fresh air. The team was incredibly supportive, explaining each step clearly, and they managed to secure us a much lower rate that has made all the difference in our monthly budget. Truly grateful!"

"As a first-time homebuyer, I was pretty overwhelmed, but WCM made the process smooth and understandable. Their patience and expertise helped me find the perfect starter home within my budget. Highly recommend their team!"

"I can't thank WCM enough for helping us navigate the purchase of our second home. Their advisors were knowledgeable and responsive, ensuring we got the best deal possible. It’s been a fantastic experience from start to finish!"

"The professionalism at WCM is unmatched. They handled my mortgage transfer efficiently and saved me from a lot of potential headaches with their proactive approach. I am very impressed with their service."

"Thanks to WCM, I was able to tap into the equity of my home to fund my small business. Their tailored advice and quick processing helped me achieve my dreams much faster than I thought possible."

"The team at WCM is fantastic! They helped us refinance our mortgage and we were amazed by how straightforward they made the entire process. It’s clear they truly care about their clients’ needs."

"Investing in real estate felt daunting, but the advisors at WCM provided the guidance and confidence I needed to dive in. Their insight into the market dynamics and investment strategies was invaluable."

"WCM’s approach to handling my vacation home purchase was exceptional. Their detailed understanding of the market and dedication to finding the best mortgage product for me was beyond what I had expected."

"As someone who has dealt with various mortgage companies over the years, I can say WCM stands out for their integrity and commitment. They helped me consolidate my debts and refinance my home under much better terms."

"Switching my mortgage to WCM was a game-changer. The process was seamless, and the benefits were immediately noticeable. Their team’s expertise and genuine care for my financial well-being were evident throughout our interactions."

FAQS

Your Questions Answered

see all faqs

What is the "Investment Property Financing" service?

This service provides expert financial advice and tailored mortgage solutions for clients looking to invest in real estate. Whether you're new to property investment or looking to expand your portfolio, we offer strategies and support to maximize your investment potential.

Who can benefit from property investment services at West Capital Mortgage?

Both novice and experienced investors can benefit. Whether you're purchasing your first rental property or you're a seasoned investor seeking to optimize a large portfolio, our services are designed to cater to various levels of experience and investment goals.

What types of property investments can West Capital Mortgage help with?

We assist with a wide range of property investments including residential homes, multi-unit residential properties and commercial real estate.

Can West Capital Mortgage help me find investment properties?

While we primarily focus on financing, we can connect you with trusted real estate professionals who specialize in identifying lucrative investment opportunities.

What financing options are available for property investors?

We offer several financing options for property investors, including conventional mortgages, bridge loans, refinancing options, and lines of credit tailored to your investment strategy.

How do I qualify for an investment property mortgage?

Qualification depends on several factors, including your credit score, income stability, existing debts, and the potential income from the investment property. We'll guide you through the qualifications to find the best financial solution.

Can West Capital Mortgage assist with financing for property renovations or flips?

Yes, we offer financing options for renovations and flips, including short-term loans and lines of credit designed to help you quickly improve and turn over properties for profit.

What steps should I take to start investing in property with West Capital Mortgage?

Start by scheduling a consultation with one of our investment mortgage specialists. We'll discuss your financial goals, review your investment plans, and provide a detailed roadmap for securing financing tailored to your investment needs.

Take the Next Step Towards Property ownership

Explore options, connect for personalized assistance on your homeownership journey. Achieve goals with confidence.

Add  Down Payment

Mortgage Amount: = $

Default Insurance: + $

Total Mortgage Amount: = $

Charts

Payment Frequency Payment Amount Protected Payment Amount Amortization Interest Cost for the term Total Interest Cost Interest Savings
(Compared to Monthly Payment)
Payment Amount $2.84 $1.42 $1.31 $0.66 $1.42 $0.71
Protected Payment Amount $2.84 $1.42 $1.31 $0.66 $1.42 $0.71
Amortization $2.84 $1.42 $1.31 $0.66 $1.42 $0.71
Interest Cost for the term $2.84 $1.42 $1.31 $0.66 $1.42 $0.71
Total Interest Cost $2.84 $1.42 $1.31 $0.66 $1.42 $0.71
Interest Savings
(Compared to Monthly Payment)
$2.84 $1.42 $1.31 $0.66 $1.42 $0.71
# Principal Outstanding Principal & Interest Payment Interest Principal New Principal Outstanding
1 $500 $1.42 $1.31 $0.66 $1.42
1 $500 $1.42 $1.31 $0.66 $1.42